how do i calculate mortgage payments in excel enter the number of months in the loan term in cell b3 most mortgages are for either 15 or 30 years enter 180 for a 15 year mortgage or 360 for a 30 year loan if your loan is for some other number of years simply multiply that number by 12 and enter the result in cell b3 3 ways to create a mortgage calculator with microsoft excel your loan amount value is the total amount you owe your annual interest rate value is the percentage of interest that accrues each year your life loan value is the amount of time you have in years to pay off the loan your number of payments per year value is how many times you make a payment in one year how to calculate monthly mortgage payment in excel calculate monthly mortgage payment with formula add years months days to date to quickly add a specific number of days to a given date kutools for excel s add years months days to date utilities can give you a favor how to calculate mortgage payments in excel invest excel the total number of payments across the lifetime of the mortgage this is the number of payments per year multiplied by the amortization period and the loan amount assuming that the mortgage parameters are entered into the cells as given in the screengrab above you’d enter pmt b10 b7 b6 b4 how to calculate monthly payments in excel the monthly payment and the amounts allocated to principal and interest are calculable using a plicated formula but the task is greatly simplified by using excel 2013 excel can calculate the monthly payment on your new car purchase

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